Building the future of credit assessment
We're a team of engineers and researchers with international experience on a mission to make credit scoring fairer, more transparent, and accessible to everyone.
IDDA Hackathon 2
Organised by IDDA & Tenity ยท Baku, Azerbaijan
Our Mission
To democratize access to credit by building transparent, behavior-based scoring that gives everyone a fair chance.
Our Vision
A world where financial opportunity is determined by responsibility and behavior, not just historical data and traditional metrics.
The Beginning
Loanify was born at the IDDA Hackathon 2, where our team took 1st place out of 55 finalist teams. What started as a hackathon project quickly became something bigger.
We identified a critical gap in Azerbaijan's credit system: traditional scoring methods often exclude people who are financially responsible but lack credit history. Our ML-powered, transaction-based framework changes that.
Following our win, we were invited to join a 6-month incubation program with Tenity and IDDA, which we are currently participating in.
Meet the Founders
We are a team of multidisciplinary experts in engineering, AI, data science, economics and business.
Eldar Hasanov
Co-founder
Software Engineering
Huseyn Guliyev
Co-founder
Business Development
Kanan Guliyev
Co-founder
Data Science
Ahmad Musayev
Co-founder
Software Engineering
Kamran Verdizada
Co-founder
Artificial Intelligence
Anar Aghamaliyev
Co-founder
Market Research
We're actively seeking bank partnerships
Interested in integrating behavioral credit scoring into your institution? Let's talk about how Loanify can help.